While specific terms of your loans will vary depending on your state and specific circumstances, below is a general range of common terms.
Find answers to common queries about the loan application process.
Dependent on state of residence and your needs to pay off existing accounts, you can borrow between $2,500 and $35,000.
Opting for a personal loan can save you money over time with fixed monthly payments that make it easier to manage your finances. With fixed terms, personal loans provide a predictable payment schedule, reducing financial stress. RiseUp Financial Group can tailor a plan to meet your needs and set you on a path toward financial freedom.
Our loan application process is quick and simple. We will ask for your name, address, annual salary and proof-of-income, along with your social security number, or a driver’s license, or state ID to verify your identity.
You may qualify for a RISEUP Loan regardless of your credit score. We use other factors, such as your employment history and income, to evaluate your eligibility. Submitting an inquiry to speak with a RiseUp Financial Group representative will not affect your credit score. However, your credit score may be impacted if you are offered a loan and proceed with the application.
RISEUP Loan interest rates can start as low as 16%, which is an average of 4.58% lower than many high-interest credit cards, according to the latest figures from Bankrate. Interest rates are subject to change and vary based on borrower qualifications.
Once you fill out a loan application and meet our underwriting requirements, you could be approved in as little as 24 hours. After that, you will receive funds in as little as three to five business days.
Since we don’t do a hard credit pull for any reason during the application process, your loan application will not affect your credit score. We will do a hard credit check in the event you wish to move forward with your loan. However, your credit score may dip once you open the new line of credit with RISEUP. We report your on-time payments to all three major credit bureaus, which will, ultimately, help you rebuild your credit and improve your credit score.
We will automatically deduct your loan payments from your preferred bank account via ACH debit. That way you’ll never miss a payment by accident!
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